Monday, March 5, 2012

GREAT INCOME PLUS


GREAT INCOME PLUS
GIP
Enjoy recurring income without prolonged premium payments

Now you can enjoy long-term financial security and protection with limited payment period with Great Income Plus. This endowment plan offers you a flow of income with added protection for your loved ones.
This means that you only need to pay for your policy over a limited period of time, but you will enjoy the benefits of the policy for the entire policy duration.

Pay short term for long-term benefits
With Great Income Plus, you only need to pay premiums for 10 years, yet you will receive protection up to the age of 70 years next birthday. That's not all; you will also receive the survival benefit that is payable yearly starting from the end of the 10th policy year until maturity. So what you get is recurring income without the commitment of a prolonged premium payment term.

Get 4% of your basic sum assured every year to spend on yourself or loved ones
Starting from the end of the 10th policy year, the Company will pay you the survival benefit of 4% of the basic sum assured each year until death, TPD, surrender, maturity or termination of the policy, whichever occurs first.

Yearly cash bonuses
On top of the survival benefits, you will also receive non-guaranteed yearly cash bonuses, which you can choose to spend now or use to generate a bigger payout in the future.

Your policy value increases with additional sum
Starting from 2nd policy year onwards or should an unexpected event happen, you will receive an additional payout based on a percentage of the basic sum assured as show in the table below:

Policy YearAdditional Sum Assured ( % of Basic Sum Assured)
1Nil
210%
320%
430%
540%
6 until maturity50%

For example, if your policy coverage is RM500,000 and death occurs in policy year 2, your nominee will receive an additional RM50,000 on top of the RM500,000 that you were insured for.

Protect your loved ones with accidental death benefit
Should accidental death occur before the age of 65 years next birthday, your loved ones will receive an additional 100% of the total of the basic sum assured and any applicable additional sum assured. They will be able to use this extra pool of funds to carry on with their lives.

Others benefits include:

  • Death or Total and Permanent Disability (TPD) benefit
  • Enhance your policy with additional riders
  • Maturity benefit
  • Tax benefit
  • Friday, February 17, 2012

    Like* God Does Exist





    God Does Exist


    A man went to a barbershop to have his hair cut and his beard trimmed. As the barber began to work, they began to have a good conversation. They talked about so many things and various subjects.


    When they eventually touched on the subject of God, the barber said: "I don't believe that God exists."


    "Why do you say that?" asked the customer.


    "Well, you just have to go out in the street to realize that God doesn't exist. Tell me, if God exists, would there be so many sick people? Would there be abandoned children? If God existed, there would be neither suffering nor pain. I can't imagine a loving God who would allow all of these things."


    The customer thought for a moment, but didn't respond because he didn't want to start an argument.


    The barber finished his job and the customer left the shop. Just after he left the barbershop, he saw a man in the street with long, stringy, dirty hair and an untrimmed beard. He looked dirty and unkempt.


    The customer turned back and entered the barber shop again and he said to the barber: "You know what? Barbers do not exist."


    "How can you say that?" asked the surprised barber. "I am here, and I am a barber. And I just worked on you!"


    "No!" the customer exclaimed. "Barbers don't exist because if they did, there would be no people with dirty long hair and untrimmed beards, like that man outside."


    "Ah, but barbers DO exist! That's what happens when people do not come to me."


    "Exactly!" affirmed the customer. "That's the point! God, too, DOES exist! That's what happens when people do not go to Him and don't look to Him for help. That's why there's so much pain and suffering in the world." 


    太好了就是要记下来